Sometimes in the aftermath of someone’s death – it’s easy to forget about the practicalities of a funeral, such as the costs. The first thing to check after someone has died is whether or not they had a funeral plan in place. This will give you an idea as to whether there is funding has been taken care of by means of a funeral or some sort of savings plan.
Sometimes people don’t put plans like this in place. It could be they don’t want to think about death or their funeral, or that it could be a sudden death. If there is no such plan in place – you can work through the points below:
Find out if they put Money Aside
If they do have money set aside – most banks and building societies will agree to release funds to an executor or administrator of the will to help pay for the funeral. If there is no set cash aside – but there are in assets, the costs can be taken from the actual estate.
Arrange a Collection
There should be other friends and family that you can reach out to. They may be able to help contribute if there is no money in the estate that can be used. They may wish to contribute to the ceremony and be happy that you have approached them. The most important thing is that you don’t get yourself into debt. Think about how the deceased would feel if you had to do that.
Charities and Non-Profit Organisations
There are some charity options that can be researched if you are still struggling to raise the funds for a funeral. You will find that some non-profits have grants on offer for those of you who are finding it a little difficult. There are also options from the government to help make funeral payments. It is means tested and depends on your individual circumstances – but could still be an option.
Public Welfare Funeral
This is often seen as a last resort, and not an option that you would go for if you could avoid it. If nobody has the funds to pay for the funeral, if nobody is willing to pay, or if there is simply not enough money in the state – the council will arrange a public welfare funeral. It will be a basic, and low-cost funeral, but they will make sure the basics are taken care of.
A funeral can be a costly affair. That’s why there are prepaid funeral plans available that allows you to prepare for your own death and relieve family and friends from the financial burden and stress of the situation. There are lots of funeral directors out there which means that you can compare funeral plans to see which ones suit your budgets and requirements best.